How do I get started with Long Beach title loans?
The easiest is to fill out the title loan qualification form online . It is just a few basic questions and it allows your title loan processor to contact you. The representative will gather a little more information about you and your vehicle. Once they know this, they can give you the amount of loan you would qualify for.
What exactly is a Long Beach Car Title Loan?
This is a type of secure loan that is based on the value of your car or auto. You are still able to drive your cas as normal while paying your loan back.
How Much Can I Borrow On My Auto Title?
In the state of CA you can borrow between $2,510 and as much as $50,000. This amount will be decided by the value of your car and how much you are able to pay monthly.
Do you do title loans on motorcycles?
Sometimes we can. Only certain models qualify and one of our agents will check for you.
Do you loan on RVs and motor homes?
Yes, we can loan on almost any kind of motor vehicle including your RV or motor home.
What if my car is not titled in CA?
We work with individuals in several different states but you will need your car to be registered in the state that you live.
What if my car is not paid off?
If you owe a small amount on your car we may be able to include that in your loan and pay off your existing amount so that you only have one payment.
What if I don't have good credit?
One of the best things about an auto title loan is that your vehicles value is more important than your personal credit history.
Do I need to have a job?
You must have some sort of income in order to make your loan payments. You can be self-employed, or even receive income from some source other than an employer such as rental property or alimony as long as it can be verified.
Can I pay the loan off early?
Many companies will charge a pre-payment penalty which could be as much as your regular interest payments but we only work with reputable lenders that allow you to pay off your loan at any time without penalty.
How fast does the process to get a title loan take?
We are able to pre-approve you in a matter of minutes and tell you your loan amount and monthly payments. If you would like to continue at that point your paperwork can usually be done in about one hour. This depends on how fast you can send in the items needed for verification. We try to make this easy and allow you
to send them by email or even a photo by text message to get it done as fast as possible.
If you have other questions you can give us a call at (562)583-2400 or simply complete the online application. You can get qualified
for free and are under no obligation to continue if you are not completely satisfied.